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July 03, 2009

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Accident Terms and Definitions

Quote
An estimate of the cost of insurance based on information supplied to the insurance company.

Dismantled Title
The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value.

Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.

Policy
Written contract of insurance.

Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.

Commission
That portion of the premium paid to the agent as compensation for his or her services.

Negligence
The absence of ordinary care.

Deductible
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.

Limits
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.

Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.

Contact our Iowa Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

Did You Know?

The Highest Number Of Traffic Accident Deaths In A Year Happened In California
In 2003, the highest number of fatal traffic accidents happened in the state of California, with a overwhelming 5,725 deaths due to auto accidents in one year.

	Newsroom
	Fatal Traffic Accident On 03/29/07, at about 10:06 p.m., Bakersfield Police responded to the intersection of Wilson Road and South “H’ Street for a major injury traffic a... Read more > 67 Named In Largest Automobile Accident Fraud Ring Ever Charged In New York Superintendent Gregory V. Serio, along with Alan Vinegard, United States Attorney for the Eastern District of New York, Barry W. Mawn, Assistant Di... Read more > Have You Had An Accident? At the very least, accidents are traumatic. So much is happening and there is so much you need to do. The Department of Motor Vehicles (DMV) hopes ... Read more > More news >

Terms

Today's Terms

Vehicle ID No. (VIN)

Definition:
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.

Policy

Definition:
Written contract of insurance.

Collision

Definition:
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

More Terms >

Resources

More Resources >

Hot Topics

DUI Car Accidents
Aggresive Driving
Catastrophic Injuries
Speeding Accidents

Iowa Car Accident Lawyers

If you live in one of the following cities and have been in an auto accident you should contact an Iowa Car Accident Lawyers as soon as possible:

Ames
Ankeny
Bettendorf
Burlington
Cedar Falls
Cedar Rapids
Clinton
Council Bluffs
Davenport
Des Moines
Dubuque
Fort Dodge

Iowa City
Marion
Marshalltown
Mason City
Muscatine
Newton
Ottumwa
Sioux City
Urbandale
Waterloo
West Des Moines

Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com

Legal Disclaimers
All attorney listings are a paid attorney advertisement, and do not in any way constitute a referral or endorsement by an approved or authorized lawyer referral service. The information provided on Iowa Auto Accident Lawyer.com is not intended to be legal advice, but merely conveys general information related to legal issues commonly encountered. Your access to and use of this website is subject to additional Terms and Conditions.

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